Graduate education is the highest stage of education,which is a key mission for the country to cultivate high - level tal- ents and shoulder the task of building an innovative country. The development of graduate education and the improvement of talent culti- vation quality play a crucial role in the prosperity of the country. America is the most developed country in the education system. The A- merican graduate education has played a huge role in economic development. The American graduate education charge and funding sys- tem has greatly guaranteed the excellent development of American graduate education. Analyzing and studying the world’s top universi- ty,Harvard University graduate education charge and funding system,absorbing the American graduate education charge and funding system successful practices and experience is good to further deepen the reform of postgraduate cultivation mechanism,improve the graduate education charge policy,perfect the financial aid policy,create a world - class university,which will play certain enlighten- ment to China.